Monday, April 27, 2009

Medical, Food, Utilities and Financial Help For Low-Income or Unemployed Families



My friend Janay has helped me compile a list of Medical, Health, Food, Utility and Finical Help Programs for families with low incomes or who have recently become unemployed. Please pass this information on to any of your friends and family members who could use assistance.




- MEDICAL ASSISTANCE -

Healthy Families Program-
http://www.healthyfamilies.ca.gov/Home/default.aspx 
Healthy Families is low cost health care for children who do not qualify (make too much $) for Medi-Cal.  It used to only cost about $12/child/month- this is based on your income.  A recent statement by H.F. said they have enough funding for more children and there will not be a wait list. This link has a chart with the income guidelines for both Medi-Cal and Healthy Families-
http://www.healthyfamilies.ca.gov/HFProgram/Income_Guidelines.aspx 


Access for Infants and Mothers-
http://www.aim.ca.gov/Home/default.aspx 
AIM is low-cost health care coverage for middle-income pregnant women who do not qualify for Medi-Cal, do not have insurance, or who have health insurance but their deductible or co-payment for maternity services is more than $500.  It covers your entire pregnancy, labor & delivery, and mother and baby for 60 days after.  The newborn baby may be automatically enrolled in the Healthy Families program unless baby is enrolled in employer-sponsored insurance. The cost of AIM is 1.5% of your annual income.  This fee covers everything!  No monthly premium, no co-pays, no hospital bills, etc.  Once you pay the 1.5%, you won't pay another penny for up to 60 days after baby is born. 
The link below shows the income guidelines to qualify for AIM-
 http://www.aim.ca.gov/Costs/Income_Guidelines.aspx
 
*For both AIM and Healthy  Families you get to choose your health care provider from a list of providers available in the county.




- FOOD ASSISTANCE -

United States Department of Agriculture Food and Nutrition Services-
For all low income services: food, health and rural housing loans and grant services go to-
http://www.geocities.com/spetite_oh/assistance.html

WIC-Women, Infants, and Children Food Nutrition Program
WIC gives federal grants to the states to distribute supplemental food supplies like meat and milk etc. with food stamps to help low-income pregnant, breastfeeding/non-breast-feeding postpartum women, and infants and children up to age 5 that are at risk nutritionally. To find out if you are eligible for this program click this link-
http://www.fns.usda.gov/wic/howtoapply/eligibilityrequirements.htm

SNAP-Supplemental Nutrition Assistance Program-
http://www.fns.usda.gov/snap/snap.htm
The original Food Stamp Program name has now been changed to SNAP as of Oct. 2008. This program is like the WIC program but is designed for anyone with a low income who needs food assistance.
To find out if you are eligible for this food assistance program-
http://www.snap-step1.usda.gov/fns/





-UTILITY ASSISTANCE -

LIHEAP- Income Home Energy Assistance Program-
http://www.acf.hhs.gov/programs/ocs/liheap/brochure/brochure.html
LIHEAP is a federally funded grant program given to the states to serve low income households who need assistance form their home energy bills. LIHEAP has been operating since 1982, providing low income households who have a high energy burden, the presence of a vulnerable/disabled individual in the home, people at risk of utility shut off and some states even offer weatherization improvements, utility equipment repair and replacement, budgeting counseling and more. To find out if you can apply for assistance check this link and find your local representative by state-http://www.acf.hhs.gov/programs/ocs/liheap/grantees/states.html#CA




- FINANCIAL AND JOB FINDING ASSISTANCE FOR UNEMPLOYED -

California Unemployment Compensation-
If You have lost your job, file for unemployed as soon as possible. This will help you get financial assistance from the government till you are employed again. Find out how to file for unemployment here at this link-http://www.edd.ca.gov/

(*If you are you are a member of the Church of Jesus Christ of Latter-Day Saints and have lost your job and are struggling even with assistance from these programs listed above, please talk to your Bishop about church welfare programs that may assist you temporarily. Check out your local LDS Employment Agency to help you with your resume, networking and looking for new job placement. All low income and unemployed families should find out if their local ward provides free bread day- Usually located at one member's home once a week for free bread and groceries that the grocery stores have distributed to their neighborhoods. If you don't have this program than go to your local grocery store to find out if you can start one in your ward to help your struggling members and friends.)

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